Tova Edge Fintech Services & Fees
Send, Deposit, Pay and Withdraw
Cash in Deposit
Fees charged when depositing funds into a Tova Edge Fintech Wallet through a Tova Edge Fintech Agent, M-PESA, Airtel Money, or PesaLink Top Up.
| Transaction Type | Charges (KSH) |
|---|---|
| Tova Edge Fintech Agent | FREE |
| MPESA/Airtel | FREE |
| Local cards (VISA & Mastercard) | 3% |
| International cards | 3.6% |
Tova Edge Fintech Wallet Transfers
Fees charged for transferring funds from your Tova Edge Fintech Wallet to another Tova Edge Fintech Wallet, an M-PESA account or Airtel account.
| Transaction range (KSH) | Tova Edge Fintech to Other Networks | Tova Edge Fintech to Tova Edge Fintech |
|---|---|---|
| 1 – 100 | FREE | FREE |
| 101 – 500 | 6 | 5 |
| 501 – 1,000 | 10 | 10 |
| 1,001 – 1,500 | 20 | 20 |
| 1,501 – 5,000 | 30 | 20 |
| 5,001 – 50,000 | 40 | 30 |
| 50,001 – 150,000 | 50 | 40 |
| 150,001 – 250,000 | 60 | 50 |
Tova Edge Fintech Customer to Merchant
Fees charged when making payments from your Tova Edge Fintech Wallet to a merchant.
| Transaction range (KSH) | Tova Edge Fintech to Tova Edge Fintech Merchants | Tova Edge Fintech to M-PESA Till / Paybill |
|---|---|---|
| 1 – 49 | FREE | 2 |
| 50 – 100 | FREE | 3 |
| 101 – 500 | 5 | 9 |
| 501 – 1,000 | 10 | 23 |
| 1,001 – 1,500 | 20 | 32 |
| 1,501 – 2,500 | 20 | 45 |
| 2,501 – 3,500 | 20 | 53 |
| 3,501 – 5,000 | 20 | 70 |
| 5,001 – 7,500 | 30 | 86 |
| 7,501 – 10,000 | 30 | 96 |
| 10,001 – 15,000 | 30 | 112 |
| 15,001 – 20,000 | 30 | 121 |
| 20,001 – 25,000 | 30 | 132 |
| 25,001 – 30,000 | 30 | 141 |
| 30,001 – 35,000 | 30 | 160 |
| 35,001 – 40,000 | 30 | 189 |
| 40,001 – 45,000 | 30 | 196 |
| 45,001 – 50,000 | 30 | 205 |
| 50,001 – 150,000 | 40 | 210 |
| 150,001 – 250,000 | 50 | 210 |
Tova Edge Fintech Customer to Special Merchants
Fees charged for payments made from a Tova Edge Fintech Wallet to eligible Tova Edge Fintech Merchants, as defined by Tova Edge Fintech.
| Transaction range (KSH) | Charges (KSH) |
|---|---|
| 1 - 100 | 3 |
| 101 -500 | 10 |
| 501 - 1,000 | 15 |
| 1,001 - 3,500 | 25 |
| 3,501 – 10,000 | 55 |
| 10,001 – 20,000 | 70 |
| 20,001 – 40,000 | 100 |
| 40,001 – 250,000 | 150 |
Withdrawal at a Tova Edge Fintech Agent
Fees charged when withdrawing funds from your Tova Edge Fintech Wallet through an authorised Tova Edge Fintech Agent. Applicable to withdrawals of KES 101 and above.
| Transaction range (KSH) | Charges (KSH) |
|---|---|
| 101 -2,500 | 25 |
| 2,501 – 7,500 | 60 |
| 7,501 – 20,000 | 140 |
| 20,001 – 40,000 | 200 |
| 40,001 – 150,000 | 250 |
Tova Edge Fintech Pesalink Transfer
Fees charged when transferring funds from your Tova Edge Fintech Wallet to a Bank account. Applicable for transfers of KES 101 and above.
| Transaction range (KSH) | Charges (KSH) |
|---|---|
| 101 - 499 | 20 |
| 500 - 5,000 | 30 |
| 5,001 - 200,000 | 50 |
| 200,001 – 999,000 | 100 |
Merchant Hosted Checkout
Fees charged when making payments through a merchant-hosted checkout using your Tova Edge Fintech Wallet.
| Transaction range (KSH) | Tova Edge Fintech (KES) | Non-Tova Edge Fintech (KES) |
|---|---|---|
| 1 – 49 | FREE | 1 |
| 50 – 100 | FREE | 2 |
| 101 – 500 | 3 | 5 |
| 501 – 1,000 | 5 | 15 |
| 1,001 – 1,500 | 8 | 23 |
| 1,501 – 2,500 | 13 | 38 |
| 2,501 – 3,500 | 18 | 53 |
| 3,501 – 5,000 | 25 | 75 |
| 5,001 – 7,500 | 38 | 113 |
| 7,501 – 10,000 | 50 | 150 |
| 10,001 – 15,000 | 75 | 150 |
| 15,001 – 250,000 | 99 | 150 |
Business to Consumer (B2C) Payments
Fees charged when making payments from a Tova Edge Fintech Wallet to a Tova Edge Fintech Business Wallet.
| Transaction range (KSH) | Tova Edge Fintech (KES) | Non-Tova Edge Fintech (KES) |
|---|---|---|
| 1 – 100 | 3 | 5 |
| 101 – 500 | 5 | 6 |
| 501 – 1,000 | 5 | 12 |
| 1,001 – 1,500 | 5 | 20 |
| 1,501 – 2,500 | 9 | 30 |
| 2,501 – 3,500 | 9 | 35 |
| 3,501 – 5,000 | 9 | 45 |
| 5,001 – 7,500 | 11 | 55 |
| 7,501 – 10,000 | 11 | 60 |
| 10,001 – 15,000 | 11 | 70 |
| 15,001 – 20,000 | 11 | 80 |
| 20,001 – 25,000 | 13 | 85 |
| 25,001 – 30,000 | 13 | 90 |
| 30,001 – 35,000 | 13 | 100 |
| 35,001 – 40,000 | 13 | 120 |
| 40,001 – 50,000 | 13 | 130 |
| 50,001 – 250,000 | 13 | 140 |
Business to Business (B2B) Payments
Fees charged when transferring funds from one Tova Edge Fintech Business Wallet to another Tova Edge Fintech Business Wallet.
| Transaction range (KSH) | Tova Edge Fintech (KES) | Non-Tova Edge Fintech (KES) |
|---|---|---|
| 0 – 49 | FREE | 2 |
| 50 – 100 | FREE | 3 |
| 100 – 500 | 5 | 9 |
| 501 – 1000 | 5 | 20 |
| 1,001 – 1,500 | 10 | 25 |
| 1,501 – 2,500 | 10 | 30 |
| 2,501 – 3,500 | 20 | 40 |
| 3,501 – 5,000 | 20 | 50 |
| 5,001 – 7,500 | 30 | 60 |
| 7,501 – 10,000 | 30 | 70 |
| 10,001 – 15,000 | 40 | 80 |
| 15,001 – 25,000 | 40 | 90 |
| 25,001 – 30,000 | 40 | 100 |
| 30,001 – 35,000 | 50 | 110 |
| 35,001 – 40,000 | 50 | 130 |
| 40,001 – 45,000 | 60 | 130 |
| 45,001 – 50,000 | 60 | 140 |
| 50,001 – 250,000 | 70 | 140 |